Oct 2021
The markets have “behaved” well so far this year – but we think it’s wise to expect a different future. We are. Expecting a different future – 2021 Q3 Review. (pdf)
read more...Sep 2021
Real Estate, an important but emotionally laced investment Asset class, needs to be evaluated both emotionally and dispassionately. Here are some thoughts if you are considering downsizing your home for retirement. Real Estate – Downsizing your home. (pdf)
read more...Aug 2021
Will President Biden’s proposed tax law mean you will be paying higher taxes on your capital gains? The short answer is probably “No.” (After all it’s still a proposal). But then, its better to be prepared. Some things to think about … Capital Gains Taxes on Your Investments (pdf)
read more...July 2021
Our clients experienced a favorable quarter 2 … but what might be ahead? Investment Review 2021 Q2 (pdf)
read more...Jun 2021
The 2018 tax reform reduced most people’s flexibility to take charitable tax deductions. But, 2020 tax rules made a small concession: You could deduct up to $300 of cash donations without having to itemize. And, here are some more ideas to keep your charitable dollars working hard. Charitable Giving (pdf)
read more...Apr 2021
A year ago around mid-Mar financial markets reached their low points as investors’ thinking was fearful … Today (end April 2021) financial markets are optimistic … are we really back to “Normal?” An emerging recovery (pdf)
read more...Mar 2021
Financial markets and hence portfolio returns are unpredictable. But two life-events are not: your retirement and taxes. Luckily, you can improve your odds of more retirement funds and take advantage of tax laws by contributing to your IRA by mid-April. Making IRA Contributions (pdf)
read more...Feb 2021
On habits, Taxes and other things we control which can help improve your financial well-being. The Tax man cometh – Any silver lining? (pdf)
read more...Jan 2021
2020 was a remarkable year, which most wish to forget. The Financial markets did well, but for the rest of life, the year tested us severely. 2020 a year to forget – Annual Market Review
read more...Dec 2020
Planning trumps Prediction. As we have experienced during 2020, threats like the Pandemic, election uncertainties, supply chain disruptions, the hacking of the US Government etc., make portfolio returns unpredictable. Not only are these market movements unpredictable, they are things you cannot control. Yet investors spend a lot of time worrying about the market. But, there […]
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