Clients rely on us for comprehensive investment management. We develop a long term investment strategy and then invest their portfolio to try to achieve their objectives. We update the plan annually or when there is a change in their life style. We also do scenario planning to determine the impact of life-events on their investments.
These clients have demanding careers as well as active hobbies. For them, delegating their investments to a trusted advisor and hence gaining control of time is an important need.
Since their lives are so dynamic, they often meet to do scenario planning. In these sessions we help them answer such questions as: “What would happen if I spend on an additional vacation or piece of art”? Or “Things are a little uncertain at work, what happens if I get a poor bonus”? Or “My business is likely to stay soft for a year, how should I change my investment plans”?
They credit our services with: helping them simplify their financial matters so they can focus on the goals and big picture; saving time; having an informed second opinion “on demand”; not having to deal with keeping up with investments and the markets.
These clients have families and the responsibilities that go with it. Like most investors, they are simply too stretched to have adequate time to research investment ideas and make decisions. Many don’t have the financial background or the interest to be self-sufficient when it comes to investing. Others are not interested tackling their investments on their own.
We help such clients answer questions like – “Things are a little uncertain at work, what happens if we need to live on one income for a while”? Or “What is the impact of sending our kids to private school”?
They credit our services with: helping them simplify their financial matters so they can focus on the goals and big picture; organizing accounts which support their estate planning goals; saving time; having an informed second opinion “on demand”; improving their ability to communicate better with each other on spending and investment plans; developing a shared financial plan.
These clients have substantial portfolio but no longer have steady incomes. While many of their financial commitments are behind them they worry about the impending cost of health-care or supporting their adult children. Mainly they worry about outliving their investments. We help such clients to set prudent withdrawal rates from their portfolios.
They also rely on us to help them answer such questions as “Should we be setting aside additional amounts for health care”? Or “What should our gifting strategy be and how will these gifts impact our lifestyle”? Or “Will I be able to continue to be comfortably retired”?
They credit our services with: having an informed second opinion “on demand”; not having to deal with keeping up with investments and the markets; building a rapport with an advisor in whom they have the time to develop trust in case one of them (especially the “Family’s financial chief) were to be impaired.