Jul 2024

  • July 12, 2024

The investment markets continued to make gains in Q2. Four of the five asset classes we follow were higher in Q2. In Q2 the Dow Jones index hit 40,000 for the first time. It’s also noteworthy that the Dow is not heavily weighted by the “magnificent seven” and technology stocks. The media headlines focused on […]


Jun 2024

  • June 19, 2024

Over the years, our investment portfolios can become needlessly complicated. But, they need not be – we believe that streamlined portfolios can be highly effective. And, there is little evidence to show that complicated portfolios perform consistently better than a streamlined portfolio. Streamlined portfolios have fewer “moving parts” which also allows investors to: • See […]


May 2024

  • May 9, 2024

Sorting and filing important financial documents is challenging to so many investors. Keeping proper documentation is important. Having the right documents helps if you are audited. They also help if you want a loan, need to prove you own an asset or to support you in a lawsuit. Declutter your files to keep only essential […]


Apr 2024

  • April 18, 2024

The financial markets continued to make strong gains in Q1 and the financial news remains upbeat most likely due to the continued strong performance. The strong US equity returns were driven by the so-called “Magnificent 7”. But we also know that though these are great profit making businesses, they also represent only a handful out […]


Mar 2024

  • March 20, 2024

It’s March and by now most of you are in the midst of the tax filing season.  Gathering the data and collating them for filing is tedious enough, but there is also the attending fear of making a mistake that triggers an IRS audit. We have summarized a few easy to address items that may […]


Feb 2024

  • February 17, 2024

Whether you lose money in an investment or whether someone steals it from you – You lost money! Freezing your Credit reports is something you control to help to protect you from Identify theft. Cybersecurity is an important topic because cybercrime can be very harmful financially. At a very fundamental level there are three typical […]


Jan 2024

  • January 29, 2024

After the strong financial markets of 2023, the Media will likely talk about how well many of the rich did last year. We believe most serious investors did quite well but more importantly, how so many investors can adopt their approach as well… if they desire to. The financial markets made strong gains in 2023 […]


Oct 2023

  • October 19, 2023

The financial markets lost ground in Q3. Three of the five asset classes* we follow were lower in Q3; only commodities and Cash equivalents were up.  But, YTD Equities in the US (SP500) and  Internationally (MSCI World Index) were up double digits. We anticipate that well-diversified portfolios will likely be up for 2023, though of […]


Sep 2023

  • September 12, 2023

If you are in your late 50’s or early 60’s – we think it’s important to take Health Care costs into account as you transition into retirement. Many believe that Medicare covers all healthcare expenses. It does not. According to Fidelity, the well-known investment company, a single person age 65 in 2023 may need about […]


Aug 2023

  • August 30, 2023

Recessions and Stock Market Recoveries: Aug 2023 is unfolding uneventfully for the financial markets, but since the markets always need something to worry about, Aug’s worry is the Recession (currently imaginary). Here are some thoughts for serious investors to ponder about Recessions and about Stock Market recoveries: 3 facts about market recoveries Fact #1: Recoveries […]