Sep 2023

  • September 12, 2023

If you are in your late 50’s or early 60’s – we think it’s important to take Health Care costs into account as you transition into retirement. Many believe that Medicare covers all healthcare expenses. It does not. According to Fidelity, the well-known investment company, a single person age 65 in 2023 may need about […]


Aug 2023

  • August 30, 2023

Recessions and Stock Market Recoveries: Aug 2023 is unfolding uneventfully for the financial markets, but since the markets always need something to worry about, Aug’s worry is the Recession (currently imaginary). Here are some thoughts for serious investors to ponder about Recessions and about Stock Market recoveries: 3 facts about market recoveries Fact #1: Recoveries […]


Aug 2023

  • August 29, 2023

Dushyant Pandit, Managing Director of DorchesterAdvisors, spoke with New York area Penn Entrepreneurs about the investment questions on their mind. He discussed: his investment philosophy and journey, how to separate current fads from true investment opportunities, ways to reduce making missteps in investing, and why the current investment news and long-term investing may be at […]


Jul 2023

  • July 24, 2023

2023 Q2 Market Review The financial markets continued to gain in Q2. Four of the five asset classes* we follow were higher in Q2; only commodities were down.  In Q2 the US markets were the better performers mainly due to a handful of larger tech stocks. A well-diversified portfolio is an effective all-weather strategy for […]


Jun 2023

  • June 22, 2023

Estate Planning: Creating a legally binding plan to distribute your assets after your death provides you with the peace of mind that your wishes will be carried out as you desire.  But, to accomplish this, it is crucial that your estate plan meets both Federal and your state’s legal requirements to ensure your final wishes […]


May 2023

  • May 12, 2023

Cleaning and De-Cluttering your financial records after taxes is a great idea: We believe uncluttered files enable investors to see more clearly and hopefully make better decisions. But, this clean-up process has become more complex. It encompasses decisions like: Which documents to keep? For how long? In which format (digital or physical)? And where (Safe […]


Apr 2023

  • April 14, 2023

The Banking Crisis is the Problem Du Jour. Our view is that we will find a way to navigate it. Meanwhile, it’s easy to lose sight that Q1 was actually a good quarter for markets following in the footsteps of 2022 Q4 also a good quarter.  2023 Q1 Market review. (pdf)


Mar 2023

  • March 16, 2023

We think there is a small group of investors who should evaluate if making IRA contributions is still correct for them – Investors who are in the process of transitioning into retirement and who have already accumulated significant IRA assets for example. IRA contributions are valuable – But not for everyone. (pdf)


Feb 2023

  • February 16, 2023

Your investments impact so many tax categories: Income tax, capital gains tax, Net investment tax, different tax rates for types of dividends, and even tax free investments. And then, there are different implications for Federal taxes and your state taxes.  Paying attention can Pay off.  Taxes-Investments-Income (pdf)


Jan 2023

  • January 10, 2023

2022 was an unwelcome year for most investors but for seasoned investors it was not an unexpected one. History shows that markets go down quite regularly, but not predictably. History also shows that markets recover strongly, but again, not predictably.  In our view savvy investors are willing to put up with this uncertainty because they […]