May 2023
Cleaning and De-Cluttering your financial records after taxes is a great idea: We believe uncluttered files enable investors to see more clearly and hopefully make better decisions. But, this clean-up process has become more complex. It encompasses decisions like: Which documents to keep? For how long? In which format (digital or physical)? And where (Safe […]
read more...Apr 2023
The Banking Crisis is the Problem Du Jour. Our view is that we will find a way to navigate it. Meanwhile, it’s easy to lose sight that Q1 was actually a good quarter for markets following in the footsteps of 2022 Q4 also a good quarter. 2023 Q1 Market review. (pdf)
read more...Mar 2023
We think there is a small group of investors who should evaluate if making IRA contributions is still correct for them – Investors who are in the process of transitioning into retirement and who have already accumulated significant IRA assets for example. IRA contributions are valuable – But not for everyone. (pdf)
read more...Feb 2023
Your investments impact so many tax categories: Income tax, capital gains tax, Net investment tax, different tax rates for types of dividends, and even tax free investments. And then, there are different implications for Federal taxes and your state taxes. Paying attention can Pay off. Taxes-Investments-Income (pdf)
read more...Jan 2023
2022 was an unwelcome year for most investors but for seasoned investors it was not an unexpected one. History shows that markets go down quite regularly, but not predictably. History also shows that markets recover strongly, but again, not predictably. In our view savvy investors are willing to put up with this uncertainty because they […]
read more...Dec 2022
2022 is shaping up to be a poor-return year for most financial markets. That is uncomfortable but not unusual. Rather than fret about it, we took some actions for our clients who participate in executive compensation programs, or are in the transition years to retirement or others who are business owners looking improve the value […]
read more...Nov 2022
You can’t control what the markets will do – but you may be able to take advantage of tax savings opportunities. Here are some ideas to explore: YE Investment & Tax ideas
read more...Oct 2022
Financial markets remain in a tough terrain. For example, the US Equities continue their Bearish streak. But there are signs that many of the problems – like supply chains – seem to be getting sorted out. Our belief is that the hard times may linger, but not permanently. Our thoughts: Deep in the Valley – […]
read more...Sep 2022
For investors, Risk is a four-letter word; but knowing its nuances may help them gain sharper perspectives into their investments and financial plans. More: Eskimos, Snow and Risk 2022 09(pdf)
read more...Aug 2022
Wall Street and Main Street – They are not the same. The Economy and the Stock market may walk hand in hand, but they are not joined at the Hip: Wall Street and Main Street – not the same street (pdf)
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