Why Streamline your IRA accounts? We have observed that many investors have more IRA accounts than they need to. We believe that IRA’s that are scattered across different accounts are harder to manage and incur more expenses than they need to. When it comes to taking RMD (Required Minimum Distributions), if all accounts are not accounted for properly, it could result in penalties to be paid to the IRS.

Yet, IRA accounts cannot be indiscriminately combined into one. The IRS has rules about these kinds of things; rules that subject you to penalties if they are not followed properly.

If you would like to know how to streamline your IRA accounts and our assessment of how they can be better managed, let’s talk. This conversation is invitation is free from any cost or obligation.