What can you do for me? – Our Services
What Investment Services do you offer?
A well-organized financial situation does not generally come about by luck; it is the result of effort and expertise whether they come from investors themselves or from the advisors they delegate these tasks to. If you desire to use an advisor, we can help.
- We help clients to accumulate capital, invest it in a way they are comfortable with (asset allocation) and execute our recommendations (portfolio management) by researching, buying, monitoring, and selling investments with the aim of making money for clients.
- Though the aim is to help clients to build sufficient resources for their goals (e.g. a secure retirement), typically we take specific actions for clients such as: Rolling over their IRA’s and 401k’s, streamlining their portfolios, etc. (click for service menu).
What is DorchesterAdvisors’ investment philosophy?
A well thought out and evidence based investment philosophy is critical when it comes to managing your serious money. Our investment approach, finely honed over 30 years, is also the one we use to manage our own assets.
- Our philosophy is to invest sensibly, prudently and cost-consciously; the way we invest our portfolio.
- We use evidence based investment strategies and specialize in value oriented investing – i.e. buying good quality investments at attractive prices.
- We Invest in all five asset classes to diversify risk; choose well researched investment strategies that have been tested over long periods of time; regularly monitor portfolio and make changes to it as market conditions change or your needs evolve.
- Our aim is to achieve a level of return that enables clients to grow their wealth on an after-tax and after-inflation basis over a market cycle, so they can sustain their desired lifestyle.
What is DorchesterAdvisors’ investment process?
While Investing is not as complicated as rocket science, neither is it trivial; we believe that effective investing can be made simple but it’s rarely easy. It is not easy, because it needs discipline, training, experience, and professional tools, all of which enables the more accomplished practitioners to develop a robust and repeatable investment process.
- We have a well-defined approach for our investment process.
- Our bedrock philosophy is to buy good (high quality) investments are attractive (low) prices. I.e. we are value investors.
- We then implement this value- philosophy with clear guidelines and processes for:
- Which investments to buy these are defined at the Ticker symbol (Jargon for specific names) level. We decide these names based on research and fundamental analysis.
- We have a clear process which determines when we buy these investments.
- We have clarity about how much (number of shares) of these investments to buy.
- We set clear targets for which signals will tell us when to sell (Signals that are more specific than “we sell when the fundamentals change or we sell when the stock reaches its intrinsic value”)
- And finally, how much of our position we will sell.
- Our thinking: without clearly knowing these key elements we (and indeed any investor) cannot execute a trade. And unless we can buy and then subsequently sell a security, we cannot make a return.
How do you manage risk?
- We endeavor to take the least amount of risk that is consistent with your goals.
- We view risk from X perspectives and balance these
- We also insure that no one individual security is more than 3% of your portfolio when we buy it.