How do you do it? – Our Service Model
- How do you envision we work together to set investment objectives, monitor and adjust over time, and evaluate success?
- We have honed a well-developed process – the Dorchester wealth management process – to make a smooth start and ongoing progress with clients
- We have an Interactive process using both proprietary and professional tools for developing financial plans and investment strategies.
- Though we start with one of three investment models, these are tailored to fit your goals and needs.
- We expect to have full investment discretion over your account. This means we will not typically consult with you prior to making any investment decisions. We use this approach for two reasons: One, speed is often of essence when making investment decisions and we can act faster with discretionary authority. Two, we wish to avoid any conflict in our investments based on information that our clients (who are successful in their careers) may have. Indeed many clients’ firms require that their investments be handled on a discretionary basis.
- Discretion over your account is only for investment management purposes. In terms of moving money or security, we have no ability to do so, except based on written instructions from clients.
- Who will I be dealing with? Who is actually managing my investments?
- You will be dealing directly with Dushyant Pandit, founder and lead advisor of Dorchester Advisors. He is also the key decision maker on the investments that will go into your portfolio.
- While he may rely on analysts or services for support and information, he is the lead advisor on accounts and you deal directly with him.
- Tell me how you will interact with me?
- In person as well as via video conferencing. We aim for quarterly updates of your portfolio. We are accessible at all times by appointment.
- How will you help me achieve my financial goals?
- By jointly setting them with you, setting targets for progress and regularly monitoring progress. Show a sample client presentation
Do you have a business continuity plan?
- Yes, and we are required to keep this updated to comply with regulations.
How do access my accounts if I want to move them?
Our agreement is cancelled anytime with 30 days’ notice.
If you want to go with another organization: Tell us and we can liquidate your investments and send you a check; OR we can work with the other organization to move the account over in kind. Alternately, most advisors or brokers can initiate a transfer of your account based on instructions from you.
If you need to go because I am incapacitated: You can contact SSG (number is on every statement) and ask them to move your account. They have personnel who can assist you. Should something happen to me, they will also be informed by Dorchester Advisors and will be prepared to assist you.
If you need to move your accounts because You are incapacitated: I strongly urge clients to introduce me to their Heirs / executors of will / lawyers & CPA. Done in real time when all is well sets up a relationship and communication channel; then all these players are comfortable talking with each other to get your wishes done. What we do at Dorchester Advisors is to simply add these folks to our ongoing update emails, which since they are sent routinely make it easy for your heirs etc. to access us quickly.