How do you work? – Our Service Model
- How do you envision we work together to set investment objectives, monitor and adjust over time, and evaluate success?
- We have honed a clear process – the Dorchester wealth management process. It helps us to make a smooth start and ongoing progress with clients.
- We have an Interactive process and use both proprietary and professional tools to develop financial plans and investment strategies.
- Though we start with one of three investment models, these are tailored to fit your goals and needs.
- We expect to have full investment discretion over your account. This means we will not typically consult with you prior to making any investment decisions. We use this approach for two reasons: One, speed is often of essence when making investment decisions and we can act faster with discretionary authority. Two, we wish to avoid any conflict in our investments based on information that our clients (who are successful in their careers) may have. Indeed, many clients’ firms require that their investments be handled on a discretionary basis.
- Discretion over your account is only for investment management purposes. We cannot move money or securities. We can only do so based on client instructions.
- Who will I be dealing with? Who is actually managing my investments?
- You will deal with Dushyant Pandit. He is the founder and lead advisor of Dorchester Advisors. He is also the key decision maker on the investments that will go into your portfolio.
- He may rely on analysts or services for support and information. But, he is the lead advisor on accounts and you deal directly with him.
- Tell me how you will interact with me?
- In person as well as via video conferencing. We aim for quarterly updates of your portfolio. We are accessible at all times by appointment.
- How will you help me achieve my financial goals?
- In person as well as via video conferencing. We aim for quarterly updates of your portfolio. We are accessible at all times by appointment. A sample client presentation is available upon request.
Do you have a business continuity plan?
- Yes, and we are required to keep this updated to comply with regulations.
How do I access my accounts if I want to move them?
Our agreement can be cancelled anytime with 30 days’ notice.
If you want to go with another organization: If you choose to go with another organization, tell us. We can sell your investments and send you a check. Or we can work with the other organization to move the securities over. Alternately, most advisors or brokers can start a transfer of your account based on instructions from you.
If you need to go because I am incapacitated: You can call SSG (number is on every statement). Ask them to move your account. They have personnel who can assist you. Should something happen to me, we will also inform SSG who will be ready to assist you.
If you need to move your accounts because You are incapacitated: I urge you to introduce me to your heirs, executors, lawyers, and CPAs. If done when all is well, it sets up a relationship and communication channel. Then, all these players are comfortable talking to get your wishes done. At Dorchester Advisors, we add these folks to our ongoing update emails. These are sent routinely and make it easy for them to reach us.